Understanding the transfer agency data model

Getting started

Step 1: Create an entity representing an investor

An investor can be represented in LUSID as either a person or a legal entity, whichever is more appropriate.

Step 2: Create an investor record to validate the investor in a particular jurisdiction

An investor record collates, in one place, all the information required to enable an investor to invest in a particular jurisdiction, for example address information, KYC status, payment details and tax records. An investor might have many investor records in different jurisdictions.

Step 3: Create one or more portfolios to store investments

You must create at least one investment portfolio. You can create more than one to distinguish different investments, for example one in which the investor elects to receive dividends in cash and another dividend distributions for re-investment.

Step 4: Create an investment account

An investment account links an investor record (and its underlying investor) to the portfolio(s) storing their investments.

Example scenarios

Single investor in one jurisdiction

Single investor in multiple jurisdictions

Joint account